Clear Dental understands how important dental care is for you and your family, and we want to help make it as inexpensive as possible. That’s why we’re excited to share details about the (CDCP) Canadian dental care plan in Richmond . CDCP is a government program designed to make dental care more easily accessible for Canadians who need it the most.
Since May 2024, the CDCP has been helping people who earn less than $90,000 a year and don’t have dental insurance. This plan assists in making dental care cost-effective for you and your family.
How the Canadian Dental Care Plan Works?
The CDCP helps cover dental costs, but it’s important to note that it’s not a free program. It’s a dental benefit managed by Health Canada, and it helps you with part of your dental bill based on your income.
Here’s what you need to know about the cost-sharing (co-payment) part of the program:
- Minimal co-payment: If your adjusted annual family net income is less than $70,000, you only pay the difference between what the CDCP covers and the fees set by the BC Fee Guide. This means you’ll pay very little out of pocket.
- 40% co-payment: If your family’s income is between $70,000 and $79,999, you’ll need to cover 40% of your dental costs.
- 60% co-payment: For families earning between $80,000 and $89,999, the co-payment goes up to 60%.
It’s also important to know that some dental services may not be covered by the CDCP. This means you may have additional costs for certain treatments or procedures.
Great News: Clear Dental Accepts CDCP Patients!
We’re thrilled to announce that Clear Dental offers CDCP coverage for children under 18 and seniors! Whether it’s your child’s first check-up or regular oral care for a senior family member, we’re here to make dental care stress-free and inexpensive for everyone in your family.
At Clear Dental, CDCP dentist in Richmond our mission is to keep your family’s smiles healthy and bright. Let our team help you get the most out of your CDCP benefits.
Need Dental Help? We’re Here for You!
At Clear Dental, we’re committed to offering high-quality care for you and your family. We’re here to guide you through the Canadian Dental Plan for Seniors (CDCP) and ensure you get the most out of your benefits, so you can maintain good oral health without any stress or confusion.
If you have any questions or need help with the application, don’t hesitate to reach out. We’re here to assist you at every stage of your dental care journey!
For more details on eligibility, coverage, and how to apply, visit the official CDCP website at canada.ca/dental.
FAQ
The Canadian Dental Care Plan (CDCP) helps cover a range of dental services to keep your smile in great shape. Here’s what’s included under CDCP:
- Preventive care
- Diagnostic services
- Restorative treatments
- Endodontic procedures
- Prosthodontic services
- Periodontal care
- Oral surgery
Some treatments may require preauthorization. This means that some services need approval before proceeding based on your oral health and medical history. But don’t worry, Clear Dental will help guide you through this process!
The CDCP helps cover some of your dental expenses, but not everything. Depending on your family’s income, you may need to pay a portion of the cost:
- Under $70,000 income: You won’t have to pay anything extra.
- Between $70,000 and $79,999: You’ll pay 40% of your dental costs.
- Between $80,000 and $89,999: You’ll pay 60% of the dental costs.
At Clear Dental, we encourage you to ask about the costs of your dental treatments during your appointment, so you know what’s covered and what you may need to pay out-of-pocket.
To apply for the CDCP, you’ll need to submit an application to Health Canada. Once your application is processed, you’ll receive a welcome package from Sun Life. This will include your coverage details, benefits start date, and your membership card.
Clear Dental team of CDCP dentist near you and staff are here to help you with the application process if you need assistance!
You can find out if you’re eligible for the CDCP by checking the Health Canada website. The program is available to residents who are:
- Over 65
- Under 18
- Adults with a valid Disability Tax Credit certificate
Other Canadians will be eligible starting in 2025.
Great question! The CDCP is for people who don’t have any dental benefits. If you already have dental coverage through your job or another plan, the CDCP shouldn’t replace it.
The CDCP is here to help those who don’t have coverage, so you can continue to use your work insurance if you have it.
Once you’ve applied and your application is approved, your details will be sent to Sun Life, who will enroll you in the CDCP. They’ll send you information on when your coverage starts and your membership card.
The start date depends on when you’re enrolled, so it’s a good idea to reach out to the government or Clear Dental for specific information.
Here’s what you’ll need to apply for the Canada’s dental care plan:
- Social Insurance Number (SIN) for yourself and your children (if available)
- Your date of birth
- Full name
- Address (home and mailing)
- Any details about other government dental coverage you have
- Tax return for 2023 and your Notice of Assessment
Make sure to include everyone who qualifies in a single application to avoid delays.
The CDCP is being introduced in phases:
- Seniors (65+): Apply now
- Adults with a valid Disability Tax Credit certificate: Apply now
- Children under 18: Apply now
- All other eligible residents: Applications begin in 2025
At Clear Dental, we’re here to help with any questions or concerns you have. If you need assistance with the application for the Canadian Dental Plan for Seniors or just want to know more, don’t hesitate to reach us out! Our team is happy to guide you every step of the way on your dental journey.
Dental insurance is a plan that helps pay for your dental care. If you don’t have dental insurance, it usually means:
- You don’t have coverage through your job or a family member’s job, including any health or wellness accounts.
- You’re not connected to any employer-sponsored dental plan through your own job or a family member’s pension plan.
- You haven’t purchased dental insurance for yourself or through a family member, and you don’t have coverage through a group plan with an insurance company.
If you’re interested in exploring options, including Canadian dental insurance, Clear Dental is here to help answer any questions you may have!