Once Dr. Forsyth or Dr. Chang have made your treatment plan, they will review it with you. The treatment plan includes a financial estimate of the costs. There may be variables or surprises in a dental process which we do our best to determine before starting treatment. As a result, the costs and time of treatment may vary. We will then offer you a revised plan and financial estimate.
We accept cash, debit, VISA, or Mastercard as payment, which is expected at the time of treatment. For large procedures we can establish payment plans which may be arranged with our office manager, Sue.
Dental Insurances: We accept most insurance plans, and the administrative staff will assist you in understanding your benefits. It is important to understand that the insurance contract is between the insurance company and you, the insured. Our office will gladly submit your insurance claim to your insurance carrier, as a courtesy to you. However, Dental Insurance in most cases is a benefit with limitations and should not be expected to take care of all costs.
Therefore, the patient or Guarantor is responsible for all dental services provided and costs incurred. If for some unforeseen reason your insurance carrier has denied or not made payment within 60 days, the patient/guarantor is responsible for the balance in full. Due to pending claims and patient privacy issues, we do not always know how much an insurance company has already paid to another office or specialist, and the balance remaining on a yearly maximum.
Dental Insurance was not designed to pay for all dental care. Our goal is to maximize the amount of your care covered by your insurance benefits. However, it is important to understand that treatment recommendations made by Dr. Forsyth and Dr. Chang are based on an individual’s need, and not necessarily based on what insurance coverage is available.
Please be prepared to show your insurance card at the time of your visit. It is patient’s/guarantor’s responsibility to provide ay new information regarding insurance.
Finance Charges: Balances in excess of 30 days are subject to a finance charge of 2% per month (24% per annum).